Qualifications
These are the typical guidelines across our funder panel. Each funder sets its own criteria. Meeting these means the file is worth a real look, not that an offer is promised.
| Time in business | 6+ months | Startups are hard to place; a year or more widens the panel considerably. |
| Monthly revenue | $15,000+ | Measured from business bank deposits, not tax returns. |
| Business bank account | Required | Funders underwrite from three months of business bank statements. |
| Credit score | No hard minimum to be considered | Credit is one input among many. Strong revenue routinely outweighs a weak score. |
| Existing advances | Case by case | Already have a position or two? Say so upfront. Some funders work with stacked files, some refuse them. It changes the match, not the welcome. |
| Industry | Most qualify | A few industries are restricted by most funders. Ask us, the answer is usually quick. |
Close but not quite there? Apply anyway or call us. The phone number is at the bottom of every page. A month more of banking history or a paid-down position sometimes changes the answer, and we’ll tell you honestly which it is.